The Hartford analyzed over 2,600 workers’ compensation, property, and general liability claims submitted by participants in the AAHA Business Insurance Program. Consider the top claim drivers noted in the analysis and then review your hospital’s safety program. Are you susceptible to these risks?

The following recommendations can help your hospital avoid or recover from theft or loss.

HUB International curates a library of risk management resources for veterinary hospital managers.

To many practice owners, workers’ compensation insurance is just another unavoidable cost of doing business and an expense over which they have little control. However, controlling workers’ compensation costs are not as difficult as one might think.

Your ability to understand patient body language and recognize that your every movement and interaction affects the pet’s emotional state is essential to your staff’s safety.

Some of the most costly workers’ compensation claims are from back injuries. These injuries can be permanent, and the treatment and recovery can be lengthy. Additionally, many loss control experts estimate the actual cost of an average back injury (including the indirect costs to your hospital) to be four times the amount your insurance carrier incurs.

There are many different types of work-related injuries that can occur in a veterinary practice. One risk management process that you can implement in your practice to help reduce the frequency and severity of employee injuries is to conduct an analysis of each job and task that your employees perform. A job safety analysis (JSA) is a procedure that helps integrate accepted safety practices into a particular task or procedure.

Read on to learn about some of the most frequent insurance mistakes that we see veterinary hospital owners make with their coverage portfolios.